Blizzards are not uncommon in Michigan. With the heavy snow and high winds that accompany these storms, having the protection of Michigan home insurance is vital. During severe winter storms, it is not uncommon for power outages to occur. With the below freezing temperatures, being without a source of heat can be life threatening. To keep your family from having to experience blackout, consider purchasing a generator. Here is some advice on choosing the right one for your home.

There are two main types of generators: standby and portable. Standby generators are permanently installed on your property. These are often wired into your circuit breaker system and can switch on automatically when a blackout occurs. Portable generators can be moved around, just as the name suggests. They are often less powerful because of the portability.

To determine the size you need, you must decide what you want powered. Some people only include the bare minimum like lights and heat. Others decide to power their whole house during electric outages. Add up all the wattages of the breakers you want to include and that will give you a rough estimate on how large of a generator you need.

With a good generator, your family can continue with their regular lives all winter long. A generator is an expensive investment. Contact one of our agents now to discuss the protecting your equipment with a new Michigan home insurance policy.

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