Has a fire ever ravaged your home? Michigan home insurance probably played a major role in helping fund the repairs for individuals who have experienced this disaster. The quicker a fire is put out, the less damage it can do. Smoke alarms play a major role in making a homeowner aware of the danger so that they may contact emergency services.

Is there is smoke alarm installed in your home? Michigan law requires at least one alarm in all residences. There are three basic kinds of smoke alarm on the market currently, photoelectric, ionization, and dual sensor.

Photoelectric alarms are very adept at detecting smoldering or smoky fires. The design of ionization detectors allows them to be more proficient in sensing fast moving blazes. Dual sensor devices combine the advantages of the two types above.

Both smoky fires and fast moving fires can be deadly. Because of this, it is often recommended that homeowners install one photoelectric alarm and one ionization alarm or choose a dual sensor detector, which can do the work of both types.

According to FEMA, every year fire is the cause of around 3,000 deaths and 20,000 injuries.

You can reduce your risk by installing and maintaining a fire alarm system. Not only could it save your life, but the early warning may also be enough to help save your home and may even help you avoid a claim on your Michigan home insurance. 

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