New Client:
877-809-0332
Customer Service:
New Client:
Customer Service:
PCIA's team specializes in working with professional service firms. Communication, quality, and risk management solutions are the cornerstones of PCIA's operating approach. These individuals are professional insurance experts…..so you don't have to be.
Contact the following staff regarding Insurance Reviews, Contracts and Engagement Letter Reviews, Education Seminars or Risk Management Advice and Tools:
Kim's insurance career began in 1978. Since 1985 she has specialized in working closely with professional firms to design insurance and risk management programs to meet their unique needs.
In 1988, Kim was a founding principal and helped establish Professional Concepts Insurance Agency, Inc. (PCIA). Through Kim's leadership and management, PCIA has grown to serve a clientele of over 1000 professional firms.
Kim is a past member of the ACEC MI Risk Management Committee. She currently serves on the AIA Michigan Summer Conference Committee. In 2004, the Society of Marketing Design Professional Services (SMPS)-Michigan announced the selection of Kim Fricke as a member of its Board of Influence. In 2003, AIA Michigan honored Kim by naming her an Honorary Affiliate member. Kim is a past President and member of the national association Professional Liability Agents Network (PLAN) an association dedicated to the risk management needs of design professional firms. On behalf of her clients and industry groups Kim participates on a regular basis in the facilitation of contract and engagement letter negotiations.
She has been invited to give numerous speeches and seminars for various professional associations and has taught risk management on an ad hoc basis at major universities in Michigan. Various industry publications have requested interviews, published written articles, and have frequently quoted Kim's comments and recommendations on specific industry issues, i.e., professional liability - including team project professional liability, design/build, partnering, dispute resolution and general business advice.
Kim is married to Cody Young and they enjoy showing their cutting horses in their spare time.
Mike represents many of PCIA's largest clients, providing risk management consultation, educational seminars, and contract reviews from an insurability and risk management standpoint. Mike serves the professional associations of his clients by donating his time and expertise when and where needed. Mike has served as Co-Chair and Chair of the Engineering Excellence Awards committee for ACEC/MI and MSPE. He is also the Vice Chair of the Risk Management Committee for ACEC/MI, and a member of the AIA Membership committee. Mike has also served as Treasurer for the Society of Marketing Professional Services (SMPS) MI.
Mike began his insurance career with PCIA in 1990 as a summer intern. A graduate of Olivet College, Mike received his B.A. in Business with an Insurance concentration. At Olivet College he studied risk management and insurance techniques, specializing in commercial property and liability coverage.
Mike has a beautiful bride, Allison Marie Cosgrove.Allison is an elementary school teacher. Mike and Allison were blessed with the birth of their daughters, Kennedy Paige in 2003 and Sophia Elizabeth in 2008. The family enjoys spending their spare time living in Livingston County
Doris began her insurance career in 1974, with her family agency in Dowagiac, Michigan. After graduating from high school, she obtained her agent's license in Property & Casualty and Life & Health, earned her degree in accounting from Southwestern Michigan College and then a business degree from Michigan State University. From college, she worked in California with an agency in Beverly Hills. While California was great, Doris moved back to Michigan in1985 to continue with her family agency, Dixon-Livingston Insurance. In 2001, she was elected President for the State of Michigan's Business and Professional Women's organization. In 2008, Doris continued her education by receiving her AAI (Accredited Advisor in Insurance) designation.
Doris has a unique and very successful ability to build relationships with clients. She provides the insurance expertise they need which equates to peace of mind for those she serv
Julie began her Insurance career more than 30 years ago in the Detroit Metropolitan area, assisting clients with major medical insurance needs. She relocated to the Chicago area, working for a major insurance carrier for 21 years. Her background includes sales, service, claims processing, contract development and legal filings. Her recent involvement with voluntary and individual products brings a valuable perspective to our clients.
As part of the benefits team, Julie works with each client to obtain their renewal terms and options while evaluating their needs for appropriate changes in their plan. She is responsible for overall servicing to our existing clients on a day-to-day basis. Julie maintains licenses in Life, Accident & Health in MI and several other states. She studied both LOMA (Life Office Management) and HIAA (Health Insurance Assoc. of American) courses. Julie brings expertise and is a dedicated PCIA team member. Her experience and ability to build relationships is an important part of our overall success and provides a welcomed asset to our benefits team.
Julie enjoys camping, traveling, outdoor recreation, music and spending time with her three children & husband of 24 years.
Kevin is a graduate of Northwood University with a Bachelor’s degree in Business Administration (Banking and Finance). Kevin began his career with Ameriprise Financial where he was a financial advisor from 2005 to 2010. In 2010 Kevin made the decision to go independent and established Brennan Investment Services and joined ING Financial Partners. Since going independent Kevin realized that the marketplace was in need of advisors that could provide comprehensive and customized services. In 2011 Kevin joined forces with PCIA to offer clients a broad range of independent insurance and financial services. Kevin attributes his success as an advisor to the training he received around the dinner table as his mom and dad have a combined 30+ years in financial services. Kevin loves to spend time with his wife Ashley and enjoys golf, boating and mountain biking.
Kevin is licensed to sell securities in the following states: MI, CA, FL
Registrations: Series 7, 66 & 65
Licenses: Life, Accident, Health, Property and Casualty
Kevin is on the Board of Directors for the Livingston County United Way and is a member of:
